In some respects, the Japanese health and social support system can be a little confusing when it comes to pregnancy. This is the case for Japanese and foreigners alike. From discount vouchers and booking hospital beds to the different types of medical facilities, the system of care and support can all seem somewhat arcane.
The below is designed to give an overview of what to expect, what you need to do, as well as hopefully provide a rough idea of overall expected costs. As a disclaimer, my authority on the subject extends no further than that granted to me by the many, many phone calls to hospitals, enquiries at government offices, and hours of searching Japanese websites and hospital homepages once my wife became pregnant and the panic set in of realizing that I had no clue about who I was supposed to call or where I was supposed to go… Nevertheless, I hope it will provide some basis to get you off on the right footing should you find yourself in a similar situation.
Pregnancy & the Japanese Health System
Pregnancy is not covered under general health insurance in Japan. There are two reasons for this. Firstly, because being pregnant is not considered an illness or injury to oneself—the typical remit of health insurance. Secondly, because each pregnancy requires a different level of care there cannot be a fixed fee. Further, hospitals and clinics in Japan offer different levels of “service”, from the hotel-like treatment with your own separate room at the private hospitals to a more standard level of care elsewhere.
To provide financial support to families, Japan offers “maternity vouchers” (妊産婦健康診査費用補助券, ninsanpu-hoken-hiyō-hojoken) to expectant mothers. These maternity vouchers are essentially discount vouchers which can be used at the hospitals and clinics to reduce the cost of the regular check-ups during pregnancy. The discounts offered by the maternity vouchers differ depending on where you live (although in the 23 wards of central Tokyo they are the same). Further, the non-medical auxiliary services also differ by city or ward. For instance, in Setagaya Ward mothers can get a couple of free massages and a free house clean once the baby is born.
These maternity vouchers are included as part of the Maternity and Children Health Handbook (母子健康手帳, boshi-kenkō-techō) package expecting mothers can receive from the city offices in which their residence is registered once their pregnancy has been confirmed by a doctor. To receive this you must submit a “pregnancy notification form” (妊娠届出書, ninshin-todokeshutsu-sho) at your city ward office. English versions of the Maternity and Children Health Handbook are also available.
Where to Give Birth
Unlike some other countries, women spend on average about six days in hospital in Japan from the time between going into labor and leaving the hospital with their newborn. Accordingly, choosing where to deliver requires a degree of research and planning. Broadly speaking, there are three types of medical institutions in which mothers can give birth.
General Hospitals & University Hospitals
General hospitals and university hospitals are favoured by some because they have the facilities and medical staff on hand to deal with any complications that might arise during childbirth. The demerits are that waiting times for check-ups can be longer, you may not see the same doctor each time you go, and the food and general level of “service” might not be as good as at the better private hospitals and clinics.
Not all private hospitals (個人病院, kojin-byōin) or clinics (診療所, shinryō-sho) have facilities to deliver a baby. Some will be able to provide regular check-ups including ultrasounds and blood tests, but require the expecting mother to deliver at another hospital; others will specialize in something else entirely. Private hospitals and clinics are essentially the same thing (the distinction is one of size in terms of number of beds). Private hospitals and clinics that do have childbirth facilities will usually be able to offer a better level of comfort versus general hospitals. This might mean more dedicated and personalized care, better food, a private room, or the benefit that the doctor with you for the regular check-ups should also be present at the birth. Obviously, this extra level of care and service comes at a cost; private hospitals and clinics can be considerably more expensive than general or university hospitals. However, in “higher risk” cases such as where the mother is pregnant with twins or is older, the private hospital may suggest delivering at a general hospital instead.
Because there are more of these private hospitals there is more chance of one being located close to your home—and proximity is always a considerable factor in choosing where to deliver or attend regular check-ups.
Maternity homes (助産所, josan-sho) are clinics that specialize only in delivery. They cannot perform regular check-ups, so expecting mothers will need to go to a hospital or clinic for these. Further, they cannot perform more complicated deliveries such as a Caesarean section. Maternity homes generally provide a more homely environment for natural births, and are typically cheaper than general and private hospitals.
To add some context to the above, roughly speaking, just over half of women in Japan choose to give birth in a private hospital, just under half in a general or university hospital, and about 1% opt for a maternity home.
Additionally, you should also be aware that hospitals and clinics sometimes have certain rules and conditions by which families must abide. For example, some clinics are female only and do not allow males to accompany their partners; some will not deliver the baby if the mother has not been attending that clinic or hospital for regular check-ups since early in their pregnancy. Consultation hours also differ; notably, not all places offer appointments at the weekend.
Further, what the medical institutions can and cannot offer in terms of medical services also differs. For example, not all places can offer “painless delivery” (an epidural injection during labor to relieve pain); others have more advanced ultrasound technology, and so on.
Beyond that, medical institutions are chosen based on word-of-mouth, reputation, proximity to home, and so on. Many expecting mothers will visit multiple places to see the facilities, and the home pages of the private hospitals and clinics will often have photographs of comfortable hotel-like rooms or well-prepared courses dinners to entice you.
What about English speaking staff? There are places in Tokyo that have English-speaking staff, but many of these are located in Minato Ward—unsurprising given that a disproportionate number of foreigners live here. Equally, hospitals which don’t actively promote their ability to provide services in English may nevertheless have doctors that are adept enough in the language. If your Japanese isn’t good enough to make such enquiries then you’ll need to ask a friend or find a place that is geared towards foreigners. In Tokyo, your best bet is hospitals and clinics in Minato Ward and Shibuya Ward.
From Pregnant to Delivery
The below is a brief overview of the general flow and expected costs from finding out you are pregnant to delivering your child.
If the home test from the pharmacy is positive, then you’ll no doubt want to have a doctor confirm the result. This will cost about ¥5,000-10,000, and include a urine test and an ultrasound (depending on the number of weeks). Once your pregnancy is confirmed by a doctor, the first thing you should do is go to your city office to collect a Maternity and Children Health Handbook, as described above. Once you have this, you can start your regular check-ups. These check-ups are called ninshin-kenkō-shindan (妊婦健康診断) in Japanese.
Generally speaking, expecting mothers will have 14 of these check-ups (and will receive only 14 maternity vouchers when they collect their Maternity and Children Health Handbook). Typically, they are once a month at first, and then as your due date approaches (typically after seven months) they will become more regular—once every two weeks from the 24th week and then once per week from the 36th week. Naturally, the frequency will depend on your own situation following consultation with your doctor.
The maternity vouchers act as discount vouchers and do not cover the full cost of the check-ups. With the vouchers, the cost of these check-ups roughly breaks down as follows but costs vary depending on the hospital or clinic, as well as the medical diagnosis.
- ¥10,000-20,000 for the first health check-up which includes multiple blood tests.
- About ¥5,000 per check-up after that (if blood test are required this will increase the cost to ¥10,000-20,000)
Additionally, you may have costs relating to prescriptions for symptoms during pregnancy (e.g. headaches, constipation relief, etc.), but these should be covered under your general health insurance. Note that you need to bring your Maternity and Children Health Handbook and maternity vouchers to every check-up.
In cases where you wish to change clinics (perhaps due to a move during pregnancy) or intend to deliver at a hospital that is not where you have your regular check-ups, you will need a referral letter (紹介状, shōkaijō) from your current hospital or clinic. This needs to be written by the referring doctor and will cost about ¥3,000. This referral letter, along with test results, will then be submitted to the new hospital.
Typically, you will need to have your regular check-ups at the hospital or clinic where you will deliver from about the 32nd week of your pregnancy regardless. In other words, you cannot continue to attend a separate clinic all the way up until labor and then turn up at the other hospital just to give birth. They understandably want to examine you in person beforehand.
Reserving a Hospital Bed
What may surprise some is that the majority of hospitals, clinics, and maternity homes in Japan require expecting mothers to make a reservation in advance. In Japanese, this is called bunben-yoyaku (分娩予約). You can begin making enquiries once you know your expected delivery date (出産予定日, shussan-yoteibi), which is usually around the 8-10 week stage of pregnancy. Reservation enquiries need to be made even in the case where you’re going for regular check-ups to the same hospital or clinic where you want to deliver (and thus the doctors and nurses are fully aware of your expected delivery date). This is because some women choose to give birth at hospitals different to their regular check-up place because, for example, they want to travel back to their hometown to give birth so that they can be closer to their parents.
In any case, the more popular hospitals get booked quickly, and if you leave it too late you could find yourself being told by some places that they’re “fully booked” around your expected delivery date. It will also take some time to go and visit a few hospitals, and so making enquiries well in advance is advisable.
Labour & Birth
As mentioned above, women spend on average six days in hospital for childbirth in Japan. 2016 statistics show that nationwide ¥505,759 was the average cost of a natural birth. In Tokyo, this creeps up to ¥621,814. These figures are averages and there are some paying considerably more. You can see the statistics by prefecture and type of institution here (Japanese only).
To support the financial burden of childbirth, families are given a “childbirth lump-sum allowance” (出産育児一時金, shussan-ikuji-ichikin). This amount is ¥420,000 per child. Therefore, taking the national average figure of ¥505,759, the amount that you would have to pay from your own pocket is this figure less the childbirth lump-sum allowance, or about ¥86,000.
It used to be the case that families would need to pay the full medical costs of childbirth directly to the medical institution where the mother gave birth, but in 2011 a direct payment system was introduced which allows the medical institution to claim the childbirth lump-sum allowance on your behalf, thus reducing the burden of an otherwise large payment.
After Giving Birth
Below are a few things you should be aware of following the birth of your child.
Registering the Birth
You should register the birth within 14 days. To do this you need to submit a Birth Notification (出生届, shussan-todoke) along with your Maternity and Children Health Handbook at your municipal offices, and in return you will receive a certification stamp. In cases where both parents are foreigners (and thus the child does not Japanese citizenship), you must also make an Application for Certificate of Eligibility (在留資格取得許可申請, zairyū-shikaku-shutoku-kyoka-shinsei) at the Japanese Immigration within 30 days of birth. This can be before the child has a passport, which may take longer depending on the country.
To support families with the cost of raising a child, child benefit is provided to all families. It is called jidō-teate (児童手当) in Japanese. The application for child benefit payments must be made by the “householder”, which is defined as the parent with the highest income. How much you get per child, per month depends on the income level of the householder, but ¥5,000 per month is paid as a minimum regardless. The amounts per child per month are as follows:
- Until 3 years of age: ¥15,000 per month
- From 3 until 12 years of age: ¥10,000 per month (¥15,000 from the 3rd child)
- From 12 until 15 years of age: ¥10,000 per month
- Over 15 years of age: No further payments
However, for those earning over above a certain limit, payments are fixed at ¥5,000 per child per month. The income limits depend on the number of dependents and are shown on the Cabinet Office’s child benefit page, but as at the end of 2018 the income limit for the householder with a spouse and two children, for example, was ¥9.6 million. Minato City’s website is also a good source for updated information in English.
How do I apply for child benefit? You need to submit an application for child benefit payments (認定請求書, nintei-seikyūsho) within 15 days from the day after birth. Payments are made in February, June, and October of each year to the applicants bank account. Further, note that to ensure that payments are in accordance with changing circumstances, each year in June you need to submit an “update notification” (現況届, genkyō-todoke) to the municipal offices.